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GUIDING YOUR PATH

TO A LIFE WELL LIVED.
Retirement Outfitters Approach
When planning your financial future, the key is to ask the right questions. Since it’s not about your money, but rather your life, it’s important to know your life goals in order to establish your needs, wants & wishes. At Retirement Outfitters, we take a 30,000 foot view to create your proactive plan for managing your financial future.
We believe that investment products have specific purposes and time frames for when their use is most beneficial. Without knowing your personal situation and needs, it can be a shot in the dark to determine the best course of action. We get to know our clients, and we make an individualized plan that is tailored specifically for you. Knowing what you really want out of your future is the foundation to creating this plan, and getting there.
Our client focused approach is unique
You’ve spent your whole life defining your idea of the perfect retirement, and you’ve worked each day to save for it. Now it’s time to ensure you can live your retirement the way you’ve always dreamed.

Retirement Outfitters Services

Social Security Planning
Income Planning
Retirement Planning

Federal Employee Benefits

Financial Planning
Charitable Giving

Business Exit Strategy

IRA and 401(K) Rollovers

Taxes in Retirement

IRA Legacy Planning

Medicare

Life Insurance
Long Term Care
Estate Planning
Asset Protection
Retirement Reality Check
Legacy Quiz
About Us

Barbara Traylor Smith,

ChFC®, CLU®

Senior Independent Wealth Adviser

“It’s not about your money, it’s about your life.”

Barbara Traylor Smith’s path to becoming a financial professional has been a long winding road where she has encountered a multitude of educational and professional opportunities which empower her to help her clients secure their financial future. Each client Barbara encounters has a unique financial forecast that requires a personal approach. Long ago Barbara adopted the slogan, “It’s not about your money, it’s about your life.” Her devotion to her clients, coupled with her personalized approach to wealth management, makes working with Barbara feel like a breath of fresh air.

Barbara received her BA in Accounting from Southwest Texas State University and earned her CPA designation in 1990. Following her career as a CPA, she began working in the financial services industry as the “The Advisers’ Adviser.” Barbara has trained many advisers in all aspects of the retirement and financial planning process including general investments, tax advantaged investments, life and disability insurance, long term care insurance and annuity policies. Through education and experience gleaned over a career spanning 40+ years, she is well qualified to help her clients plan their retirement utilizing many different tools and techniques.

In 2008, Barbara began operating Retirement Outfitters, LLC in Grand Junction, Colorado and is an Independent Wealth Adviser with Foundations Investments. She holds her certification from the CFP Board as a Certified Financial Planner (CFP®) and has earned Certified Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) from the American College.

Memberships & Associations Current & Former:

STRiVE Foundations Group

National Social Security Association – 2018 National Social Security Adviser® of the Year

Grand Junction City Council – Former Mayor – District B – 2013-2019
Grand Junction Chamber of Commerce Government Affairs Community
Rotary Club of Grand Junction – Service Above Self Award – Former Member
River of Life Alliance Church

Aly Huddleston

Independent Wealth Adviser

Aly Huddleston is a financial adviser and fiduciary with Retirement Outfitters LLC, where she has been serving clients since 2020. After becoming an adviser in 2022, Aly quickly developed a reputation for her warm, education-driven approach and her commitment to building retirement strategies that reflect each client’s unique needs and goals.

A graduate of Texas State University, Aly began her career as a math teacher and high school softball and basketball coach, where she strengthened her ability to simplify complex concepts and connect with people from all walks of life. After five years in education, she followed her passion for helping others and transitioned into the financial industry. The shift from guiding students to guiding families through retirement planning felt natural, and she brings the same patience, clarity, and enthusiasm to her work today.

Aly loves crafting individualized retirement plans and partnering with clients as they navigate each new stage of life. She views every financial plan as an evolving conversation — one that grows and adapts alongside the clients she serves.

Aly lives in Georgetown, Texas with her husband, Scott, and their daughter. Outside of work, she enjoys exploring the Texas Hill Country, visiting local farmers markets and community events, or spending a cozy night in with her family.

Rebecca McClellan

Independent Wealth Advisor

Rebecca McClellan, MBA is a multi-talented professional whose greatest strength is taking complex situations and breaking them down into bite-sized steps to accomplish amazing goals. She is passionate about personal finance and great customer service, all to help her clients reach their goals. By age 14, her father recognized the uniqueness of her interests, as she delighted in joining him at the kitchen table to review the Investor’s Business Daily stock ratings. Today, she feels blessed that she can apply and share her lifelong knowledge of personal finance in order to serve those around her.
After spending much of her youth on the east coast between Connecticut and Pennsylvania, she fell in love with Colorado, and now lives here with her husband and 2 daughters, Brianna and Avery. She is an active member of her church community and volunteers regularly.
Upcoming Events

No Events Currently Scheduled. Check Back Again Soon.

Please call us for upcoming events at 970-256-1748.

Taxes and your Retirement

Thursday, May 14th

6:00 PM

744 Horizon Ct, Suite #350
Grand Junction, CO 81506
More Information to come!

Taxes and your Retirement

Saturday, May 16th

10:00 AM

744 Horizon Ct, Suite #350
Grand Junction, CO 81506
More Information to come!

Thursday, May 14th at 6:00 PM

More Information to come!

Watch some of our recent TV episodes

Retirement Outfitters 42

Episode 42

Click Here To Watch

Taxes don’t stop when you retire—they can affect your income, investments, and long-term plans. Learn how to prepare for tax challenges in retirement and strategies to keep more of what you’ve saved.
Retirement Outfitters 41

Episode 41

Click Here To Watch

Inflation can erode your savings and impact your lifestyle in retirement. See how having a strong financial plan can help protect your income, manage rising costs, and keep you on track for the future.
Retirement Outfitters 40

Episode 40

Click Here To Watch

Current issues like inflation, market volatility, and rising healthcare costs can make retirement planning challenging. Learn how annuities may provide stability, income, and protection in uncertain times.
Retirement Outfitters 39

Episode 39

Click Here To Watch

RMDs can increase your taxable income and impact your retirement strategy. In this video, we break down how required minimum distributions and taxes work together—and what you can do to prepare.
Retirement Outfitters 38

Episode 38

Click Here To Watch

Retirement planning is changing with today’s economic and tax challenges. In this video, we’ll cover current issues that may impact your savings and how a Roth conversion could be a powerful tool to protect your retirement future.
Retirement Outfitters 37

Episode 37

Click Here To Watch

Legacy planning and financial planning go hand in hand for a secure retirement. In this video, we’ll explore how to protect your wealth, provide for loved ones, and ensure your retirement plan supports both your lifestyle and your legacy.

Listen to our Radio Show